Wamberal is the next suburb from Terrigal, with the two suburbs being separated by the Terrigal Lagoon.

The suburb has two distinct areas; there is a coastal strip which includes Wamberal Beach and the Lagoon which houses medium to high density residential properties, as well as a semi-rural area, slightly west of the beach. The latter contains coastal acreages and ridges of bushland which are legislated non-development areas in order to retain the area's ecosystem.

Wamberal has small clusters of high-end cafes, restaurants and boutique stores dotted along the beach front strip, Ocean View Drive, and on nearby streets. Wamberal also has a Country Club, "Breakers", its amenities include a golf course, bowling green and tennis facilities in addition to a brasserie and various bars all overlooking the lagoon front.